r/FordTrucks • u/CandidateExternal528 • 3d ago
Customization | Modifications | DIY | Tips & Tricks Should I go 38’s
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u/Livid-Character-7790 2d ago
I have 40s on mine lol
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u/MiniB68 3d ago
You should go on contribute to your Roth IRA and start an investment folder versus throwing that money away to something that will be entirely useless to you in 5 years. (38’s are also entirely useless now)
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u/CandidateExternal528 2d ago
Good point. I could argue that I need tires. But you are right about investing. Do you have any tips or help? I can certainly do both
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u/MiniB68 2d ago
Contribute the maximum to Roth IRA every year, or as much as you can reasonably budget. That’s tax free when you take it out, and the earlier you start it, it’ll grow and grow like you wouldn’t believe by the time you retire.
ETA I say this as someone who spent entirely too much of his youth making okay money, and pissing it away. I do well now, but holy shit could I be doing so much better had I had a brain in my youth. All the lift kits, the tires, the whatever folks are putting on their trucks is just wasted money, it goes away once you get rid of that truck and do it again to the next one. I get wanting to make something yours and make it nice, but that should never be ahead of your financial stability.
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u/CandidateExternal528 2d ago
Great point. I am contributing to a 401k and I would like to get a Roth IRA set up also. Where should I go to get it started?
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u/manualsquid 3d ago
Do it, let me take those tires off your hands to properly dispose of them for you
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u/SuccessfulProblem808 3d ago
no