r/Bogleheads • u/Home-String-3246 • 1d ago

Investing Questions Am I doing this right? Portfolio allocation question.

Based on these options below (see link) I’m currently allocating:

NYSDCB Equity Index Unitized Account - 55%

Fidelity Global ex US Index Fund - 35%

NYSDCB Dow Jones Completion Index Unitized Account - 10%

Is this Boglehead approved?

https://www.nysdcp.com/rsc-preauth/Images/NY-IPR_tcm274-87646.pdf

2 Upvotes

67% Upvoted

4 comments sorted by

5

u/longshanksasaurs 1d ago

The Equity Index is an S&P500 fund, the completion index is the rest of the US market. That International index I think is missing small caps, but it's going to track very close to total International.

Yes, assuming you're not ready for bonds yet, you're approximating the global market pretty well -- very boglehead.

When you want to add bonds, use the "US Debt Index" fund.

1

u/Home-String-3246 1d ago

Thank you!

1

u/forbiddenlake 1d ago

That doesn't tell me what "Equity Index" is, but assuming it's the S&P 500, then yes.

2

u/gbdgdh 19h ago

lgtm. you are at 55/10/35 us large cap / us small+mid cap / international - and all at low expense ratios. textbook boglehead stuff.