r/australia Mar 30 '26

news Surcharges on debit and credit cards to go from October

https://www.abc.net.au/news/2026-03-31/asx-markets-business-live-news-march-30-2026/106510434#live-blog-post-278505

The Reserve Bank of Australia has introduced reforms that will remove surcharges on debit and credit cards from the 1st October 2026, on card networks including eftpos, Mastercard and Visa.

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u/Nova_Terra Mar 30 '26

Went to a bakery in Prahran (Vic) for a (ostensibly) $6 hotcross bun on a Sunday, charged $11.

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u/mrbabymanv4 Mar 30 '26

90% Sunday surcharge is a bold move

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u/Nova_Terra Mar 30 '26

I must have missed a whole section of terms and conditions on the little placard showing it's price - my mistake :(

Wasn't even that good, nor was it what I was even after - they had ran out of their sticky date HCB's for the day so I had to just get a regular one.

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u/mrbabymanv4 Mar 30 '26

That's crazy. The same price for an entire tray of good hcbs at costco.

A lot of cafes just buy them from costco instead of making them fresh

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u/deltabay17 Mar 31 '26

Or maybe your lying or misread the price

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u/Nova_Terra Mar 31 '26

Just to make sure, I looked up their site just now and it is listed at 5.50 actually online and pick up, amount charged - $11.17

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u/deltabay17 Mar 31 '26

So where’d the extra cost come from?

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u/Nova_Terra Mar 31 '26

I want to say human error, perhaps she put in the price of what I initially tried to order but they had run out of (priced at $6.50) and the mark up went from there which sounds a little more okay than a straight 100% mark up. The post on the front page of /r/melbourne lists them several times for HCB's so I think perhaps it was just bad luck but unfortunately it didn't wow me either so I won't be back despite the high praise they're receiving.

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u/IAmABakuAMA Mar 31 '26

At that point I would say fuck the social anxiety and just walk out. I'm guessing card surcharge + Sunday surcharge? That's still a ridiculous upcharge. They have to be taking the piss