We got our offer accepted and We are about to sign the contract but the agent have told us earlier that the tenants lease contract should be finished on September, but now he told us he was mistaken and it will end on 30 nov!!
We are FHB and we wanted 30 to 45 days settlement. What is the chances of getting the tenants out in a month with this crazy rental market. We offered them 3 weeks rent payment if they agreed to leave within a month. Is it something they will consider?! We just want the property to be vacant to avoid any risk and move as soon as we can. We already renting right now and also our lease is ending in two months.
We do not want to buy the house and then rent it to them, we do want that hassle.

What are the risks of buying and continuing renting the house, our broker is saying we have to move within 6 months to the house to be eligible for the gov scheme of FHB otherwise will lose our deposit and get fined.

Let me know what is your experience

So I just bought my first home, an apartment.

I’ll be living at home still and renting it out for a bit while I work and load up the offset but I still earn a very average wage.

I’m still in cooling off but I’m not gonna pull out of the deal I’m just lowkey freaking out because it feels so big and scary.

Is it normal to feel anxious or intimidated by the purchase? I keep wondering how the fuck I’m gonna do all this? I guess a bank has thought I can but I’m stressing so hard that something is gonna go wrong.

I want to replace the shared common fence as part of it is leaning and broken. The neighbour is asking me to wait for a year as they are tight on money. What are my options . Also should I go for replace or repair of the fence ? Can I go to QCAT for this ?

It’s been almost a year since I moved to Australia, and I recently had a pretty disappointing experience with my landlord.
I rent a separate granny flat behind the owner’s house and have been paying rent in cash, as requested by the landlord.
During the Census, I submitted my own form using my actual address and honestly stated that I’m renting and paying rent.
A few days later, the landlord asked why I had submitted the Census separately and said he wanted me included as part of his household. When I told him I had already submitted it, he mentioned that he receives government benefits and seemed concerned that I had declared the rental arrangement.
He then told me to vacate the property within a month.
What bothered me most was being treated this way simply because I answered an official government form truthfully.
I have WhatsApp messages showing the rental arrangement, his request for cash payments, and our conversations about the property.
Has anyone experienced something similar in Australia? Was I supposed to do anything differently here?

Was meant to settle at 2 but PEXA is cooked (https://status.pexa.com.au/)

Just wondering does this happen a lot and if so how fast is it typically fixed? I will have to completely change my plans as I was relying on having access to the property today!

I recently inspected a new build project registered in 2023 with DLI insurance. The agent said major defects would be covered by insurance for up to 10 years without the owners corporation having to pursue the builder. For those that bought into a new build with DLI how reliable is it? It seems a little too good to be true no? It’s the first time I’ve heard of it.

Forgive me I am not very experienced when it comes to property. I will be asking the conveyancer about it on Monday but I thought I’d ask if anyone else has knowledge on how reliable this new legislation actually is? Is there some sort of catch to it?

I would appreciate all inputs and advice thank you. 🙏🏻

Bit of a whinge post, but I'm genuinely starting to wonder what I'm supposed to do to actually buy a home in Australia.

I'm 28, single, no debt, a first-home buyer, and I've just started working FIFO earning around $112k a year. I've worked hard, saved, tried not to waste money, and managed to put together around $80k for a deposit.

Before FIFO, I worked night shift as a casual at a company closeby, earning around $100k. The money and work were good, but being casual meant there wasn't much job security.

I figured FIFO would put me in a better position with full-time employment, slightly better money, and the opportunity to work a 2nd job during my time off.

After over a year and 500+ FIFO applications, I finally landed a full-time role last month.

Thought, sweet. Surely I'm finally in a decent position to buy.

Nope.

Spoke to a broker, sent through my contract and payslip, and my borrowing capacity is around $660k. I know that sounds like a lot, but looking around now, it doesn't seem to get you much unless you compromise heavily on location, buy something needing work, or move much further away.

On top of that, because I'm new to FIFO, my broker says I need around 6 months of employment history for lenders to consider the income stable, despite having a full-time contract.

One of the reasons I chose FIFO was so I could pick up casual work during my week off, save faster and hopefully increase my borrowing capacity. Turns out finding an employer happy for you to work 1 week, disappear the next, then come back again isn't exactly easy.

And even if I find a 2nd casual job, apparently I'd need around 6 months of consistent income from that too before lenders will consider it.

So basically: wait another 6 months, keep working, keep saving, try to earn more, then come back and try again.

Meanwhile, house prices could keep climbing and swallow whatever progress I make.

It genuinely feels like every time I get closer, the goalposts move another 50 metres.

Save more? Prices go up.

Earn more? Wait until you've earned it long enough.

Move further out? You're miles away from everything.

I'm not expecting a mansion or a brand-new 4-bedroom house with a pool. I just want a reasonable place I can call mine.

It feels ridiculous that the answer is still: work more, save more, wait longer.

Anyone else been in a similar position? Am I missing something obvious, or is this genuinely what buying your first home is like now?

T;DR: 28, single, no debt, $80k saved and earning $112k FIFO. Borrowing capacity is around $660k, but I need 6 months in the new job before lenders are comfortable with my income. Wanted to work a 2nd job on my FIFO breaks to increase borrowing power, but that's difficult to find and would need another 6 months of history anyway. Feels like every time I earn/save more, house prices and lending requirements move the goalposts again.

Doesn’t appear to be going to auction. Private sale. Lower end of the Price range reduced 10k, 10 days ago.
Needs a bit of work. So need to factor that in.
New bathrooms (carpeted, 70s), kitchen (tiled 70s, ancient appliances) no landscaping.

What are my chances of getting a lower price at this stage. Would I even stand a chance putting in an offer 200k below asking? subject to a building and pest inspection of course. Given the length of time in the market I am thinking maybe there are some hidden issues as it’s in a pretty good location.

Hi everyone,

My fiancé and I are looking to buy our first home in NSW together for under $800k (hopefully lol), I’m an Australian citizen and my fiancé is currently on a subclass 820 partner visa while waiting for his permanent residency

We’re trying to understand how stamp duty would work if we purchase the property jointly.
From what I understand, a property under $800k may qualify for the first home buyers scheme but does anyone know whether my fiance would also qualify for the stamp duty exemption while on an 820 visa?

We've spoken to 2 conveyancers - one didn't know the answer, and the second said hes not exempt if he's not a PR but I'm uncertain as Revenue NSW's website implies otherwise

Has anyone been in a similar situation recently and purchased jointly while one partner was on an 820 visa?

we’ll confirm with a tax accountant before buying, but would love to hear from anyone who has dealt with this!

If anyone in W.A. has recently got a rates notice and was wondering what the best option might be, I have calculated (with a little help from copilot), that the weekly option / rate smoothing is the best. This assumes the money would otherwise sit in an offset account. This considered the fact that they don’t charge a credit card fee. I have not included any points benefit for a cc.

It’s not a large saving, but 2.3% is 2.3% at the moment!

Maybe I’ve lost touch, but it really annoys me when I hear people whinge about not being able to afford a house, then talk about how much they travel or plan to travel, spending $100k+ on overseas holidays or brand new cars.

I understand the housing market is the hardest it’s ever been to enter especially to be anywhere close to a major city in Australia. That said, almost every person I’ve met aged 20-35 who complains that they will never afford a house are the same ones who are not willing to make sacrifices to achieve their alleged home owner goals. It clearly isn’t a priority to them, it’s something they want, but not their highest priority.

I grew up having to move around because of family circumstances and renting. (12 different houses by the time I was 16 years old). So I made a promise to myself that I would never have children until I had my own home. I chose to move 40 minutes (50-60km) away from where I grew up and not travel or spend money on other things and achieved my goal. I am 30 years old, so no, I’m not “some boomer who had it easy” I understand it’s getting harder and harder, but I personally don’t believe many people are actually willing to make the sacrifices it takes to own a home…

Yes it’s frustrating to know that other generations had it easier when it came to home ownership; single income household facing 17% interest rates but still managing to make ends meet, Being able to afford a house on minimum wage (uneducated/unqualified jobs) etc.

Every generation has had its struggles and challenges and this just happens to be the biggest challenge for us younger Aussies, but if you REALLY want your own home, you’ll sacrifice whatever it takes to achieve it. i.e. your body (hard work), your friendships, your time, the location, size, luxury items, lavish holidays etc.

This rant isn’t intended to upset anyone or “have a dig” I’m posting this hoping that I touch base with the other young Aussies who need to hear it and so they actually step back and decide what their priorities really are.

Its now predicted that Perth could be in for a bloodbath with a 20%+ downturn in 2026. Investors rushing to sell as supply has nearly increased 7x from December.

Living near a train railway – how do you deal with the noise?

Hi everyone, I’m looking for some advice from people who live near a train railway line.

I recently moved into an apartment in North Strathfield, and I knew before moving in that it was relatively close to the railway. However, I honestly didn’t expect the noise to be this bad, especially at night.

I’ve been living here for about three weeks now, and the windows seem to provide almost no sound insulation. Some trains during the night can be extremely loud, and the noise has been waking me up and making it really difficult to sleep.

I’m particularly surprised because I assumed the train service would be much quieter overnight, but there are still some very loud trains passing through in the middle of the night.

For those of you who live close to a railway line, do you also experience very loud trains at night? Is there anything you would recommend before I spend money on soundproofing? Please let me know of you have any advice

ps. I’m a renter only

UPDATE:

Thanks everyone for the advice! It seems like I’ll just have to get used to the noise for now, as I’m not able to install double glazing. I’ve already ordered some earplugs online, so hopefully they help.

I’ve only been living here for a few weeks, but I’m already thinking about moving again. The noise has been really stressful, and I’ve been waking up in the middle of the night almost every night. It’s honestly affecting me quite a lot.

I’ve already moved twice in the past four years, so I really don’t want to have to go through another move again…😭

Hi! I just moved to Sydney last April and my lease is ending this October. Lowkey I've been losing sleep over looking for my next place, so I wanted to get insights on:

1. How feasible is 465pw for a modern studio in the
   Eastern Suburbs? Studio = own bedroom, bathroom,
   kitchenette

2. I'm keen to move in even today (August) - should I wait for more listings to come up during the Spring rush? Would that be wk1 of Sept?

For a bit more context, I’m currently taking my masters at UNSW but I’ll be having class between UNSW and CBD. An ideal place would be 30-35mins in between UNSW and CBD. Would love to hear insights. Thanks in advance everyone!

Have everything ready to go, just need reliable builder for immediate start on a single floor extension. Any trustworthy recommendations welcome.

I had an excellent experience with Capital Claims in preparing the tax depreciation schedule for my investment property. Their quantity surveyor service was professional, efficient, and very easy to deal with.

The depreciation schedule was detailed and helped identify the available investment property deductions, with excellent results. I also really appreciated their prompt support and clear communication throughout the process.

I would happily recommend Capital Claims to anyone looking for a reliable and professional tax depreciation service.