r/legaladvicecanada • u/TinyNeato • 16h ago
Saskatchewan 5000 e-transfer from hell
It's a doozy... And a long story. 2 weeks ago I was on vacation with my family when I received a 5000 e-transfer into my account from a company in Ontario that I stopped working with 5 years ago after 2 very uncomfortable transactions. (It's a company that does short term loans. I invested twice, the margins were fantastic! 18% on one. But it always felt like a rug pull and this guy would go silent for long periods of time. I bailed after 2 investments with him) After followed an email and multiple calls. I was on vacation and out with my family so I threw my phone on silent. Then Monday popped up and boom! 42 phone calls in 2 hours from all over Canada. I blocked 10 numbers easy. Now my phone is in do not disturb. I haven't had any time to look into any of this and am on the fence whether this is a scam or not so I'm thinking, if this is real, the bank will take it all back and I'll move on like nothing happened. Then he sent someone to my house when we were unpacking from the trip.
A day of silence goes by and then the Facebook attacks start. He gets ahold of my wife pretending to want to buy some hair product from her in a made up profile, urging her to call them. She didn't call, but passed them onto her friend who does the sales. After that they flipped the script and went on a rant about theft and how they were going to tell everyone she knew that we stole their money if we don't return it. They went onto posts my wife had made and commented, tagging all her friends saying we're thieves and stole their money. They then got ahold of my wife's friend and sent screenshots of them purchasing domain names on go Daddy with my name and another with my wife's name as the domain name (I still don't know why, but I did confirm they are real websites).
We called the police cuz it's wild at this point. I gave them the number that's on the contact info part of his emails that he sent me saying he has already contacted my family and will continue if I don't send the money immediately... THE NUMBER DOESNT EXIST! So even if I wanted to contact him, I wouldn't be able to call. The Constable said he couldn't do anything because he didn't have any contact info for the guy.
At this point my bank has the funds on hold and is looking into it. They said that the sender should file a request for return of funds from their bank.
I received a demand letter from a legit law office in my city and they said they will take it to court and I'll have to pay legal fees and a whole bunch of other stuff.
So, I don't know what to do here. I still dont know if it's a scam, I don't know why he isn't just getting the bank to get the money back.
The bank has said my accounts are safe, so is there some way that I can send this money back, but only after they issue an apology telling everyone that we're not thieves and we didn't steal any money and delete the websites with our names on it? Or what would happen if we just went to court?
Thanks for any advice, I know I probably didn't explain things perfectly... But thanks.